Lowe Brockenbrough & Company, Inc.

"We recognize that clients have complex investment needs that require careful tax planning and more sophisticated portfolio strategies."

Asset Allocation Strategy

Asset allocation strategy provides the clients with portfolios that combine the firm’s expertise in both stock and bond investment management.

Thorough consideration is given to client-specific liquidity and cash flow needs, income requirements, and the client’s tolerance for risk. Asset mix ranges are established to assist clients in meeting their long-term goals. Portfolios are structured within these strategic asset allocation guidelines based on longer-term risk/reward relationships.

Asset Allocation Investment Process

Subtle shifts will be made within specified ranges as market conditions change. We do not make short-term market timing moves, as such moves normally prove unsuccessful due to the high costs of turnover and low probabilities of continued success in making these predictions.

Asset Allocation shifts are made in the portfolios when our indicators show risk or return measures at extreme levels. These relationships are continuously reviewed and when extreme levels are reached, actions are taken in the portfolios within client guidelines.

Lowe, Brockenbrough offers the opportunity to augment the LB&C core strategies with a broader range of investment strategies. Clients who seek asset allocation alternatives that diversify portfolios beyond the traditional core positions of large-cap equity and broad market fixed income securities can access complementary investment strategies.

We will assist in the evaluation and selection of complementary investment strategies. Focusing its manager selection process on a comprehensive spectrum of complementary strategies, Lowe, Brockenbrough will design a diversified, flexible portfolio structure to address the client’s long-term and shorter-term goals.

Selection and Monitoring of Complementary Strategies

Lowe, Brockenbrough will monitor each strategy to ensure integrity of style, manager stability and evaluate risk-adjusted performance. We will provide integrated portfolio management, centralized account administration, and deliver consolidated portfolio reports and performance summaries. Lowe, Brockenbrough’s asset allocation services offer clients a seamless, cost effective and tax efficient approach to broader portfolio diversification.