Managing a client’s financial assets requires a deep level of trust. That trust is hard-won, and, we believe, can be earned by demonstrating sound judgment, a continuity of investment process and personnel, and a strong commitment to service.
Client Understanding. We actively listen and ask questions to ascertain how clients view the purpose of their wealth, as well as to identify specific areas of concern. This knowledge helps us to define boundaries of risk tolerance and appropriate sources of portfolio return.
Comprehensive Review. We use a robust suite of financial tools and proprietary planning models to gather and analyze a client’s personal assets, liabilities, retirement plans, corporate assets, present and future cash flow needs, and tax considerations. Our goal is to optimize the client’s distinct objectives for wealth accumulation, wealth management, or wealth transfer and distribution.
Integrated Strategy. Lowe, Brockenbrough develops and affirms a comprehensive strategy for each client based on our understanding of asset allocation, asset location, return goals and risk parameters. Critical to this process is coordination with the client’s trust & estate, tax, insurance and other professionals to seek an optimal outcome for the client.
Strategy Implementation. A customized investment plan and wealth management strategy is implemented for each client. Portfolios are built and managed to achieve strong risk-adjusted returns over time, and diversified to protect and compound capital. We may utilize either internal and/or external investment strategies to achieve the client’s stated goals.
Ongoing Communication. Continual review and assessment of investment strategies and wealth management techniques is vital to maximizing our clients’ goals. Consistent and purposeful communication with clients strengthens our relationship and keeps us abreast of their financial and estate goals.
Comprehensive Review. We use a comprehensive suite of financial tools and proprietary planning models to gather, analyze, and understand a client’s personal assets, liabilities, retirement plans, insurance portfolios, corporate assets, and tax treatment. Inflation-adjusted cash flow analysis is vital to project current and future spending needs.
Develop and Affirm. Lowe, Brockenbrough develops a comprehensive strategy for the client. We collaborate with the client regarding asset allocation and asset location to ensure congruency between return goals and risk parameters. The affirmation process is iterative and gives all involved the buy-in and confidence to move forward with conviction. Critical to this process is coordinating efforts with the client’s trust & estate, tax, insurance, corporate trustee and other professionals. We work with these vital stakeholders to provide the optimal outcome for the client.
Investment Strategy and Execution. Once we have buy-in from the client, we implement a customized investment plan and wealth management strategy that reflects a pace that is optimized for both the client and the current market environment. Portfolios are built and managed to achieve strong risk adjusted returns over time. We develop an optimal portfolio structure and implement an investment strategy to reflect the unique investment objectives, risk tolerance, spending needs and liquidity requirements of each client. Portfolios are diversified to protect and compound capital. We may utilize either internal and/or external strategies to achieve what is in the client’s best interest.
Ongoing Communication. Constant review and assessment for new investment strategies and wealth management techniques is vital to maximize the clients’ goals. Consistent and purposeful communication with clients strengthens our relationship and keeps us current.